Limited Time Offer
Earn 2X Points* on All Purchases in July and August!
Make the most of your Summer spending and earn 2X Points* on everything! Earn DOUBLE POINTS* on all purchases with our low-rate Platinum CARGO Rewards Visa from July 1 through August 31, 2025. Use it for all your summer travel, theme parks, dining and entertainment purchases and watch your points multiply!
Earn maximum points when you add our Visa to your phone’s digital wallet and make it the default card on all your favorite online sites and Apps. There is no limit to how many points you can earn!
Redeeming Points Has Never Been Easier!
Redeeming your points is easy through our CARGO Rewards website! You can redeem points for cash back, travel, gift cards, and more! Your options are endless!
Register your Platinum CARGO Rewards Visa now at CARGO Rewards to view or redeem points.
Not a Platinum CARGO Rewards cardholder?
Get the Visa that works for you! The Platinum CARGO Rewards Visa Card features include:
- Earn Unlimited Points with CARGO Rewards
- Earn 1 Point Per $1 On All Purchases*
- No Annual Fee
- Introductory Rates as low 2.95% APR1 for all purchases and balance transfers for first 12 months
- After 12-Month Introductory Rate period, non-variable rate as low as 11.45% APR1
- No Cash Advance Fees
- No Balance Transfer Fees
- EMV Chip for Enhanced Security
- Visa Fraud Protection
- Purchase Security and Additional Visa Benefits
- Easy Redemption Through the CARGO Rewards Website
If you have any questions regarding the Platinum CARGO Rewards Visa, please contact a Representative at 866.445.9828. Visit our CARGO Rewards page for more details.
*Double Points offer valid on qualified purchases using the Platinum CARGO Rewards Visa between 7/1/25 and 8/31/25. CARGO Rewards Points will not be awarded for balance transfers, cash advances, or pin-based transactions. Account must be in good standing to qualify for this offer. Offer expires 8/31/25.
1APR= APR= Annual Percentage Rate. Low introductory rate as low as 2.95% APR for 12 months on purchases and balance transfers with a standard rate of 11.45% to 17.95% APR after the 12 months introductory period. Your actual rate and credit line will be determined by your individual credit profile and ability to repay. Cash advance rates range from 13.45% APR - 17.95% APR. Balance transfers and purchases will accrue interest at your approved intro rate for twelve billing cycles from the Visa® open date. Any existing balances on ILWU Credit Union loan and/or credit card accounts are not eligible for the Introductory APR for balance transfers. All loans subject to approval. Rates are subject to change. See Visa Application & Solicitation Disclosure for complete details. Other restrictions may apply. Contact us for details. Please see CARGO Rewards Terms and Conditions or FAQs for more information.