Certificates & IRAs


Account Min Balance Div Rate APY
Certificates of Deposit (CD) Tier 1
6 Months $1,000.00 1.44% 1.45%
12 Months $1,000.00 1.59% 1.60%
18 Months $1,000.00 1.64% 1.65%
24 Months $1,000.00 1.98% 2.00%
36 Months $1,000.00 2.13% 2.15%
48 Months $1,000.00 2.18% 2.20%
60 Months $1,000.00 2.28% 2.30%
Certificates of Deposit (CD) Tier 2
6 Months $25,000.00 1.59% 1.60%
12 Months $25,000.00 1.64% 1.65%
18 Months $25,000.00 1.69% 1.70%
24 Months $25,000.00 2.03% 2.05%
36 Months $25,000.00 2.18% 2.20%
48 Months $25,000.00 2.23% 2.25%
60 Months $25,000.00 2.33% 2.35%
Certificates of Deposit (CD) Tier 3
6 Months $50,000.00 1.64% 1.65%
12 Months $50,000.00 1.69% 1.70%
18 Months $50,000.00 1.74% 1.75%
24 Months $50,000.00 2.08% 2.10%
36 Months $50,000.00 2.23% 2.25%
48 Months $50,000.00 2.28% 2.30%
60 Months $50,000.00 2.37% 2.40%
Certificates of Deposit (CD) Tier 4
6 Months $100,000.00 1.69% 1.70%
12 Months $100,000.00 1.74% 1.75%
18 Months $100,000.00 1.79% 1.80%
24 Months $100,000.00 2.13% 2.15%
36 Months $100,000.00 2.28% 2.30%
48 Months $100,000.00 2.33% 2.35%
60 Months $100,000.00 2.42% 2.45%
Flexible Certificate*
24 Months $1,000.00 1.74% 1.75%
24 Months $25,000.00 1.79% 1.80%
24 Months $50,000.00 1.83% 1.85%
24 Months $100,000.00 1.88% 1.90%

Rates are effective as of January 13, 2020, and are subject to change without notice. Certain conditions and restrictions apply. Early withdrawal penalties may apply. Call for details.