Certificates & IRAs
| Account | Min Balance | Div Rate | APY* |
|---|---|---|---|
| Certificates Tier 1 | |||
| 6 Months | $1,000.00 | 3.45% | 3.50% |
| 12 Months | $1,000.00 | 3.45% | 3.50% |
| 18 Months | $1,000.00 | 2.08% | 2.10% |
| 24 Months | $1,000.00 | 2.33% | 2.35% |
| 36 Months | $1,000.00 | 2.38% | 2.40% |
| 48 Months | $1,000.00 | 3.45% | 3.50% |
| 60 Months | $1,000.00 | 3.45% | 3.50% |
| Certificates Tier 2 | |||
| 6 Months | $25,000.00 | 3.55% | 3.60% |
| 12 Months | $25,000.00 | 3.55% | 3.60% |
| 18 Months | $25,000.00 | 2.13% | 2.15% |
| 24 Months | $25,000.00 | 2.38% | 2.40% |
| 36 Months | $25,000.00 | 2.48% | 2.50% |
| 48 Months | $25,000.00 | 3.55% | 3.60% |
| 60 Months | $25,000.00 | 3.55% | 3.60% |
| Certificates Tier 3 | |||
| 6 Months | $50,000.00 | 3.65% | 3.70% |
| 12 Months | $50,000.00 | 3.65% | 3.70% |
| 18 Months | $50,000.00 | 2.18% | 2.20% |
| 24 Months | $50,000.00 | 2.43% | 2.45% |
| 36 Months | $50,000.00 | 2.53% | 2.55% |
| 48 Months | $50,000.00 | 3.65% | 3.70% |
| 60 Months | $50,000.00 | 3.65% | 3.70% |
| Certificates Tier 4 | |||
| 6 Months | $100,000.00 | 3.75% | 3.80% |
| 12 Months | $100,000.00 | 3.75% | 3.80% |
| 18 Months | $100,000.00 | 2.23% | 2.25% |
| 24 Months | $100,000.00 | 2.48% | 2.50% |
| 36 Months | $100,000.00 | 2.58% | 2.60% |
| 48 Months | $100,000.00 | 3.75% | 3.80% |
| 60 Months | $100,000.00 | 3.75% | 3.80% |
| Flexible Certificate1 | |||
| 24 Months | $1,000.00 | 1.89% | 1.90% |
| 24 Months | $25,000.00 | 1.94% | 1.95% |
| 24 Months | $50,000.00 | 1.99% | 2.00% |
| 24 Months | $100,000.00 | 2.03% | 2.05% |
*APY = Annual Percentage Yield assumes that dividends remain on deposit for the entire dividend period. Dividends are paid monthly and at maturity.
Rates are effective as of June 17, 2024 and are subject to change without notice. Certain conditions and restrictions apply. Early withdrawal penalties may apply. Call for details.
1The Flexible Certificate is not eligible for IRAs. Click here for details on the Flexible Certificate.