Loans and Credit Cards FAQ


What will happen to my ILWU-FSC FCU Loan?

All loans at ILWU-FSC FCU will be automatically transferred to ILWU Credit Union on February 1, 2016. If you have an existing loan with ILWU-FSC FCU your loan will continue to have the same Annual Percentage Rate and monthly payment until the loan is paid off.

Where do I send my loan payments?

The ILWU-FSC FCU main office will remain open as the ILWU Credit Union Oakland Branch after the merger is complete. You can continue to send your loan payments to 237 Fallon Street, Oakland, CA 94607.

I have an automatic transfer from my Share account to make a loan payment. Will that still work?

Yes, if you have an automatic transfer from a Share or Checking account to make a loan payment the payment will continue to be transferred to your loan on the payment due date.

What will happen to the GAP and MBI/MBP Protection on my loan?

GAP (Guaranteed Auto Protection) and MBI (Mechanical Breakdown Insurance) coverage from ILWU-FSC FCU will be honored at ILWU Credit Union, and there are no changes to your current policies.

What will happen to my ILWU-FSC FCU Credit Card?

Your ILWU-FSC FCU Credit Card will remain open with the same Annual Percentage Rate and credit limit until further notice. Once you are an ILWU Credit Union Member you can apply for an ILWU Credit Union Credit Card by applying online, calling 866.4ILWUCU (866.445.9828) or completing an application at one of our branch offices.