ILWU Credit Union

Platinum CARGO Rewards Visa

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Earn a Shipload of Points with a Visa Card that Rewards YOU!

Earn 1 CARGO Rewards point* for each dollar you spend on purchases with our Platinum CARGO Rewards Visa. Use your card for everyday purchases and watch your points stack up! You can redeem your points for travel, gift cards, merchandise, or cash back.

Platinum CARGO Rewards Visa Card Features:

• Earn Unlimited Points with CARGO Rewards
• Earn 1 Point Per $1 On All Purchases*
• No Annual Fee
• Introductory Rates as low 2.95% APR¹ for all purchases and balance transfers for first 12 months
• After 12-Month Introductory Rate period, non-variable rate as low as 11.45% APR¹
• Up to $30,000 Credit Limit
• No Cash Advance Fees
• No Balance Transfer Fees
• EMV Chip for Enhanced Security
• Free Online Account Access
• Visa Fraud Protection
• Purchase Security
• Extended Warranty Protection
• Auto Rental Collision Damage Waiver
• Roadside Dispatch

Plus, you can securely store the Platinum CARGO Rewards Visa in your phone's digital wallet for quick checkouts when shopping in store or online. It makes purchases easy, convenient, and secure! Learn more about Apple Pay, Google Pay and Samsung Pay!

Get the Visa that Works for You! Appy Today

If you have any questions regarding the Platinum CARGO Rewards Visa, please contact a Loan Representative at 866.4ILWUCU or 866.445.9828.

Visit our CARGO Rewards page for more details.

¹APR= Annual Percentage Rate. Low introductory rate as low as 2.95% APR for 12 months on purchases and balance transfers with a standard variable rate of 11.45% to 17.95% APR after the 12 months introductory period. Your actual rate and credit line will be determined by your individual credit profile and ability to repay. Cash advance rates range from 13.45% APR - 17.95% APR. Balance transfers and purchases will accrue interest at your approved intro rate for twelve billing cycles from the Visa® open date. Any existing balances on ILWU Credit Union loan and/or credit card accounts are not eligible for the Introductory APR for balance transfers. All loans subject to approval. Rates are subject to change. See Visa Application & Solicitation Disclosure for complete details.

*CARGO Rewards points will not be awarded for balance transfers, cash advances or pin-based transactions.